Investing in the Middle East: Key essentials

Setting the correct benchmarks to maximise your investment in the Middle East can be supplemented by the right advisory inputs for high gains.

The Middle East has been one of the best investment destinations for investors around the world, for several years. Though the region has primarily buoyed the economy with crude oil and petroleum deposits, other profitable sectors have sprung up in recent years.

With a proliferation of the Internet and the rise of young, upwardly mobile populations in the Middle East, it is obvious that infrastructure and housing have emerged as the key investment destinations. Close on their heels are Internet-based businesses and new media fuelled by a rise in the use of smartphones. Plus, there is a burgeoning start-up culture in the Middle East, with many younger age groups starting several enterprises spanning different industries.

However, the right technical and financial inputs are required before an investor can make an informed decision about investing in the region. These are necessary especially when foreign investors look to gain broad exposure in the Exchange Traded Funds (ETF) markets in the Middle East, or individual country ETFs. The investment solutions they choose must be backed by expert analysis from experienced financial advisors in the region.

Investments with the right team of experts

This is where reputed financial advisory firms in the Middle East come in – they provide the latest market analysis and tailor their recommendations for new investment solutions to suit their clients. These recommendations are based on continuous research and tapping trends as they emerge in the Middle East. They have links with the top players in the markets, from local businesses to international entities. Thus, their investment solutions are customised to suit every individual investor based on a variety of factors.

These investment advisory companies in the Middle East take into account the investor’s risk appetite, strategic and financial goals and the monies they wish to spend every quarter. The solutions are prepared basis the investor type (Private, Privilege and Corporate), their specific needs and the markets/countries they wish to explore. Then, the portfolio is prepared in close consultation with the investor(s) to arrive at investment solutions that maximise the investor’s funds.

Thus, premier investment advisory services are able to optimise investment potential across a spectrum of industries and sectors with up-to-the-minute market information backed by resources and expertise of the most experienced financial advisors. Investors are able to gain entry into new markets and territories without having to guess at the fate of the investment – they can forge ahead with their financial goals with the security of knowledge and experience backing their many forays in the Middle East.


What You Need to Know About the Toyota Dyna

According to Stastica, about 830,000 passenger cars and commercial vehicles were sold in Saudi Arabia in 2014. Since 2010, the market has been on the arise in the country, with light commercial vehicles accounting for about 22.2% of the total vehicles.


One such popular vehicle is the Toyota Dyna, which has a long history and is inspired by the Japanese light-truck formula of front-control cab, with the driver and passengers sitting on the front aisle. It gives a long load area and the length of the truck is greater than others in its class.


It is not just an attractive model but is also very effective when it comes to business. It is available in different models, based on the load capacity (3,000 kg and 3,500 kg). The length of the truck changes according to its capacity. It is primarily used for distributing goods and food materials.

Trusted Product

Ever since the Toyota Dyna was launched in the market, it has been a huge hit, making an instant impact on buyers. Since then, six different generations have been launched, making it one of the regulars of the tracking and logistics sector.


In the last few years, technology has been given preference in the design, providing better fuel efficiency, driving comfort and steering response. In some countries, you don’t even need a driving license to drive this light rigid truck, giving it the name of a car license truck.


Since 2006, this truck has been Euro 4 compliant, with a 3-litre turbo diesel engine. It can produce 142 bhp and 300 Nm of torque almost effortlessly. The rear axle and dual tyres are fitted to provide stability, making it easy to control while driving.


With such high technical standards, it is quite a responsive machine, producing excellent torque from the word go. It is reliable and is a perfect option for business operations.


The truck has good leg space and the interior of Toyota Dyna is very eye-catching. The tall driving position is combined with an extensive windscreen view, allowing the driver a clear view of the road. The efficient air-conditioning system makes it an ideal companion for long-distance rides during the Saudi Arabian summers.


The driver’s seat is very comfortable and is specifically designed to reduce vibrations that usually result in fatigue. The seat belts and grab handles are fitted to make the journey safe.


The exterior is good too, although nothing fancy. The truck follows the motto of getting the job done and is a complete workhorse. Keeping in mind its load capacity and fuel-efficiency, it is a real winner.

5 Steps for Easier Periods

Dysmenorrhea, which is what menstrual cramps or ‘period pain’ is called, is the pain felt in the lower abdomen before and during menstruation. It is classified into two types. Primary dysmenorrhea occurs a couple of day before the actual cycle begins, while secondary dysmenorrhea happens during the cycle and could be related to medical causes.


Girls missing school and college due to this pain is a rising concern in the Middle East. While a study revealed that about 68% of the girls suffered from PMS in Saudi Arabia and 59% of them were unable to attend school because of it, another study revealed that dysmenorrhea was prevalent in 93% of the girls in Egypt, followed by 65% who reported PMS.


However, with a little knowledge you can have easier periods.

How to Reduce Such Cramps

While most women opt for pain killers straight away, there are better ways to counter this problem:


  • Have a Balanced Diet: Shift to a low-fat diet and increase the quantity of fruits and vegetables you consume. Add products such as fish, which is high in protein and healthy fats. Increasing your magnesium and calcium intake has been known to help menstrual pain too. Magnesium improves muscle and nerve functioning and the recommended dosage is around 320 mg per day. The amount of calcium that should be consumed is 1,200 mg daily.


  • Herbal Tea Can Help: Studies have proven that herbal tea brings relief to menstrual pain. It keeps you fresh and also fights against bacteria. The glycine in the tea relaxes the muscles, reducing the frequency of cramps.


  • Exercise: Sometimes the best way to take out a cramp is by stretching your body. Involve yourself in simple exercises, such as yoga and morning walks. Stretch your body and try to hold your posture for a few minutes while doing yoga. It keeps you fit and gives you the much-needed energy to start the day. Having said that, don’t put too much pressure on the body or get involved in strenuous activities.


  • Get Enough Sleep: This is the universal answer to all your problems. The importance of getting good sleep each night increases exponentially during the period Make sure you sleep well at night and try to squeeze in a nap during the day time as well.


  • Use Protection: The last and one of the most effective methods is using the right sanitary napkin or pad. This will keep you dry and comfortable, as well as protect against infections. Remember to change the pad every 4-8 hours, depending on the flow.

Learn the art of how to remove carpet stains from your gorgeous carpet!

Carpets enhance the look of any room and it looks very classy. It happens many times that your carpets become stained and you need to remove those stains instantly. There are various ways to remove rigid stains from the carpet but one of the main things you need to learn is to how to remove carpet stains immediately. The primary thing you need to take care is to spill as much water as required when your carpet is stained.

Stop the spill getting inside the carpet:
Make sure that the blot doesn’t go inside the carpet and blemishes. When the stain gets deep inside the carpet then it becomes quite difficult to clean the carpet and it will destroy the look of the room as well. So don’t let the stain get deep inside the carpet. Your second step to clean the carpet is to use soft detergent instead of using harsh soap or activator as it may discolor your carpet. You should provide proper cure to your carpet stains by employing cleaner that is tolerable for carpet fibers. In many cases, substitute cleansers such as carpet cleaning solution, vinegar, and ammonia are used to clean the stains.
Call some professional help:
If you can’t remove the stains from the rugs, it is always advisable to call some professional help who can perform the job ideally. Removing stains is not a tough job but when the stain is rigid then it is always good to call an expert. It depends up on carpet to carpet quality and the stain because that makes it rigid and tough to clean. Here are some easy ways to remove stains from the carpet and some cleaning tips:
•    In many cases of stains, quick reaction as well as water is what all you require to debar the stain from getting rigid. You need to take instant step when you see the stain is fresh. You need to primary remove the solid substance by using a clean tissue or towel to check and clean the dribble as much as possible.
•    You need to completely remove the stain from the carpet by using some mild detergent or else if you use just normal water then stain may occur again in few days. It might happen again that the stain pop up after some days of cleaning or when a few quantity of liquid is accumulated at the carpet bottom. When you considered that you have cleaned the stain then you simply had just cleaned the carpet.
•    It will make your job tough and the procedure of cleaning the carpet more difficult. You can debar this by providing shelter to the stained area with towel or paper or a thicker cloth, then putting some heavy item on it. Leave this overnight to let the cloth or paper to soak the remaining liquid from the carpets. You can clean your carpet next day in a proper way.
•    Most of the stains are caused by different food products that needs extra care when you try to remove the stains. Food stains are very stubborn and need a liquid soap or non bleaching laundry detergent plus water.

How to Choose the right incontinence product

The incontinence product you choose can be the difference between isolating yourself from others and enjoying an active life as always.

The world over, women are conditioned to be demure and dainty human beings that always sit properly, wear ‘decent’ clothing and never embarrass themselves in public. This puts a lot of pressure on women to appear a certain way at all times. While women learn to work their way around these diktats quite often, the problem arises when (perceived) embarrassing health issues affect them.

Chief among these is urinary incontinence. A sudden leakage of urine out of the body and onto the clothes can result in awkward situations, especially in public places. Though the person cannot help the condition, she often feels afraid of venturing out for fear of urine seeping out and becoming visible on her clothing. Soon, she starts limiting her social interactions and does not venture out for long periods of time. Her fear is real: she has absolutely no control over her urine leakage, so travelling for long periods of time or even going out for a movie can become a hazard.

Using incontinence products is important…

Urinary incontinence need not rob a person of her normal lifestyle in any measure. There are some excellent urinary incontinence products that one may use to check the problem of involuntary urine seepage, such as:

  • Absorbent pads: These are worn just like menstrual sanitary napkins inside the underwear. Though they are highly absorbent, they are ideally not suitable for long periods of time and must be changed after every two episodes of urine seepage.
  • Diapers: These offer the most robust form of protection and are quite popular among all incontinence products available in the market today. They are ideal for use when one is travelling for a long distance and may not have access to a restroom. They are highly absorbent and can be comfortably worn for a matter of a few hours, or till such time that the wearer feels that the diaper has become wet.

The most important feature of the incontinence product is that it must not be bulky; a shapeless, visible product can change the contours of your clothing around the hips and buttocks and make it obvious that you are wearing an incontinence product. Instead, it should be thin but absorbent, and made of cotton material that does not chafe or irritate the skin.

A perfumed incontinence product is also a good idea – most wearers are always worried about urine seepage leaving a smell on the clothing after it dries. However, a highly absorbent diaper or pad will not allow the liquid to reach the clothes at all, and will have the added advantage of perfume to mask any lingering odours.

Which types of Sanitary Napkins should you use

Did you know that the possibly the first disposable sanitary napkins were used in Ancient Egypt? Historians have found evidence that state that women in Ancient Egypt would use papyrus pith to make sanitary products for themselves for when they were menstruating! While the comfort of such a contraption could be debatable, there is much to celebrate in the options that are available to women today. Today’s sanitary products understand that just as every woman’s body is different, so too their period needs. However, too much choice can get confusing and you may not always want to go the trial and error method when it comes personal hygiene. Therefore here is a list of sanitary napkins that you should consider using.

Reviews of the Top 3 Types of Sanitary Pads


Maxi Pads: These pads are highly absorbent and can come in different varieties. They may be of different lengths, may have wings to hold them in place and may come in separate day and night packaging, with night pads being more secure to ensure that there are no leakages while you are asleep. These pads are ideal for women who have heavy periods as they are able to handle heavy flow better than most. However, it is still recommended that one changes her pad every 3-4 hours.

Ultra-Thin Pads: If you are the type of women who refuses to slow down just because she is on her period, this is a good option for you. They are comfortable to wear when as they follow your body movements and allow you not think about leaks or stains when playing sport or dancing. They are shaped according to the body, with the rear end being wider than the front in order to offer optimum coverage. While they are essentially built for a secure fit, the variants with wings help to keep them from shifting and causing stains. These are also perfect if you are looking to wear a pair of tight pants as it is thin enough to not show through.

Liners: While liners are also shaped for comfort, they are usually without wings and meant for light bleeding. You could use them during the beginning and end of your period and also in between your cycle for your ovulation discharge. They are comfortable enough for everyday use and promise to be inconspicuous.

Now that you know the different kinds of sanitary napkins and what their specialties are, you ready to make informed choice to ensure you have a comfortable and hygienic period.

How to Feel Good with A Sore Throat

A sore throat is like being half-way sick but not completely. While your throat might seem itchy and your voice might be going hoarse, you are still not sick enough to need bed rest. In a country like Saudi Arabia where dust storms are as common as stars in the night sky, scores of people report sick with respiratory problems in the aftermath. Bacterial and viral infections borne by sandstorms infect those who have weaker immune systems the most. Government warnings and health officials regularly advice people to stay indoors, especially children, pregnant women and senior citizens.

If you have symptoms of a sore throat and need to cheer yourself up, try these simple remedies along with your sore throat medicine to lift your spirits and feel better.

Three Ways to Feel Better

Sip a hot cup: It does not matter what you sip. Warm drinks like tea, coffee, hot chocolate, soup and broth will ensure that you stay hydrated as well as reduce the scratchy sensation at the back of your throat. Try mixing honey in warm water or lemon or orange juice in warm water. It will work just as well. The honey will soothe the mucus surfaces in your throat and the warm water will not add to your congestion.

If the irritation gets too much for you, try gargling with some warm salt water that has a little black pepper powder added to it.

Steam inhalation: Warm some water in a pot and place a towel over your head that also covers the pot so that the steam from the pot rises directly into your nostrils. Keep inhaling the steam for as long as you can in deep and long breaths. The moisture in the steam will reduce the irritation caused by dry tissues and the effect of the heat dilates throat tissues and rehydrate them. It also helps in clearing up the congestion as the steam is easier to breathe in through a blocked nose. Be careful not to burn yourself.

Cough lozenges: Before resorting to any harsh sore throat medicine, it’s best to try cough lozenges. The sugar in these cough drops provides a coating on the surface of your throat and the moisture brings instant relief. Use cough lozenges that have an antiseptic and a mild anesthetic for longer relief. Avoid chewing the cough drop; instead dissolve it slowly in the mouth. Depending on your state, you can take one every 3-4 hours.